About Reliable Insurance - Reliable Insurance

About Reliable Insurance

In 2002, Kurt and Melissa Watt founded Reliable Insurance Solutions. Kurt, the principal agent, has over 27 years of experience, and Melissa is a licensed agent, servicing personal lines clients. In 2006, Lisa Dillon joined the agency. She is a licensed agent and is CISR certified, acting as both the office manager and the principal customer service representative for our Personal Lines clients. In 2016, Yan Zhuang joined the agency, followed by Kelly Marshall in 2017, Alivia Puterbaugh in 2019, and both Mary Flynn and Ethan Watt in 2020. Each of our staff members are licensed agents, with Kelly acting as the principal customer service representative for servicing our Commercial Lines clients.

Together, our agents have over 80 years of combined insurance industry experience. Our entire staff lives in the Lafayette / West Lafayette, Indiana area, allowing us to better serve you and meet your needs. Our first priority is to serve you, understand your situation, diagnose your exposures and develop a customized insurance and risk management program that is tailored to your needs.

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Sarah Curl

Sarah has recently joined the Reliable family as a property and casualty agent-in-training. She graduated from Purdue in 2001, where she met her husband David, with a Bachelors in communications specializing in advertising. She is also a CrossFit coach and has been coaching for 7 years at CrossFit West Lafayette, helping Purdue students and members of the community uncover the strength that they have had inside themselves all along. She has a passion for encouraging, empowering and connecting people to one another and to living their most vibrant lives.

She and her husband David and their four boys moved back to the West Lafayette community in 2014, after many years of living all over the world as a military family, and quickly felt like they had come back to their first home. They love watching their Boilermakers play football and basketball and they love watching their 4 boys play sports and watching them each live out the talents and gifts God has placed inside of them.

Sarah is also very involved in her church at Northview and loves mentoring young women-pointing people to Jesus and connecting people to each other. We need one another! Sarah loves relationships and is most excited about this opportunity at Reliable to serve her community well, and like she always tells her boys, to see a need and fill it, and to be kind a make a difference! Sarah loves all things wellness, travel, books, coffee, and a good pair of comfy sweats.  She looks forward to meeting you and being of service to you!

Kelly

Kelly Marshall

Kelly began working at Reliable Insurance as a Customer Service Representative in 2017. She works closely with Kurt Watt and Lisa Dillon to assist both commercial and personal lines clients. You can find her in the office every afternoon – ready to assist with your policy needs.

When Kelly moved to West Lafayette with her family in 2005, she quickly fell in love with the fun university town. In her free time, she enjoys making connections with local residents – both new and seasoned. She is active with Habitat for Humanity and Bible Study Fellowship. She loves Purdue Football and Basketball – Boiler UP! As their children have grown and flown, she and her husband, Tom, are looking forward to a new stage, with opportunities to travel. One of their goals is to sleep in every National Park in their Airstream.

Kurt

Kurt Watt

Kurt Watt began his insurance career in 1994. Before starting Reliable Insurance Solutions in 2002, he worked exclusively in Commercial Insurance. When he’s not working, Kurt enjoys spending time with his wife, Melissa, and their three children - Brandon, Ethan, and Amanda. The family loves the outdoors, including camping and hiking. Kurt also enjoys carpentry and typically will buy and renovate one house a year.

"The most enjoyable aspect of being an insurance agent is the customer interaction - taking the time to understand a client's situation, diagnosing their exposure, and developing a customized insurance and risk management program," says Kurt.

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Lisa Dillon

Lisa began her career at Reliable Insurance Solutions in 2006, working as a Commercial Lines Customer Service Representative (CSR). She became a licensed agent the same year and earned her CISR (Certified Insurance Service Representative) designation in 2016. Lisa is currently Reliable Insurance’s Office Manager and Personal Insurance Customer Service Representative. She holds an Associate of Applied Science Degree in Business Administration with specialties in Human Resource Management and Business Management.

She enjoys spending time with her husband and kids as well as volunteering with West Lafayette Schools and West Lafayette Athletics.

Lisa takes great care to ensure that each and every client has a smooth and enjoyable experience with the agency. It is her goal to always go above and beyond to provide the utmost in customer satisfaction.

Mary

Mary Flynn

Mary joined Reliable Insurance as a receptionist in January 2020 and became a licensed agent later that summer. She brings several years of Customer Service experience to our office and holds a Bachelor's Degree from Purdue University. Mary enjoys helping clients make payments, process policy changes, and more.

Prior to joining Reliable, she dedicated many years to the Tippecanoe School Corporation - instructing, guiding, and serving nutritious meals to fuel the minds of our future leaders. In her spare time, she appreciates spending time with her loved ones, volunteering in the community, being outdoors, and playing sports. She is always up for a challenge, and enjoys promoting "Reduce, Reuse, Recycle" both in the workplace and at home.

Mary has become an integral part of our “family,” and would love the opportunity to offer guidance and support for yours, as well.

Melissa

Melissa Watt

Melissa has been working with Reliable Insurance since 2005 as a licensed Customer Service Representative. She helps clients with payments, filing claims, and policy changes. You’ll find Melissa in the office every morning- ready to help with a smile! She is great at problem solving and is always willing to go "above and beyond" to help our clients.

Melissa loves to spend time with her husband and kids, to read, and to volunteer both at her church and in the community. She has also has a new found love of travel and is always ready for the next adventure!

Yan

Yan Zhuang

Yan Zhuang joined Reliable Insurance in 2016. She is bilingual - speaking both English and Chinese fluently. Her primary focus is serving the international students, scholars, and residents in our community. She gets to know each of her customers and their needs so she can help them find the best solution for Auto, Home, Renters, and Business Insurance. Yan has the heart of a teacher and enjoys helping her clients understand the policies and coverage options available. She has a kind word for everyone and is always willing to lend a hand.

In her free time, Yan loves teaching Chinese classes and reading stories to her two daughters. She also enjoys playing the piano and will play for hours whenever possible. Yan enjoys learning and believes there are new things to learn every day.

Why Choose Reliable Insurance

As an independent insurance agency, Reliable Insurance Solutions can offer many different brands of insurance. You wouldn't want to eat at a restaurant that only has one item on the menu, why should you settle for an insurance agency that only sells one brand of insurance?

We aim to provide the type of service that our customers prefer. Some prefer to visit our website and fill out their quote forms themselves. Others prefer us to do their leg work, in order to obtain the best quote possible. Whatever your own personal preference, Reliable Insurance Solutions is here to assist you.

We believe the ultimate test of your insurance program is claims service. When a claim occurs, our staff will work with you to insure the situation is handled quickly and equitably.

We do ordinary extraordinarily well.

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Our Pledge

As an independent agency, Reliable Insurance Solutions has access to multiple insurance companies as well as a commitment to quality customer service. This allows us to offer our clients competitive pricing, a wide selection of products, and unparalleled advocacy.

As a Trusted Choice® agency, we are dedicated to you and are committed to treating you as a person, not a policy. This commitment means we shall:

    • Guide you through the claims process, so your claim is resolved promptly and fairly.
    • Help resolve any problems related to your coverage or account.
      • Answer any questions and explain the coverages and options available to you.
      • Return your phone calls and e-mails promptly.
      • Respond to your requests in a timely manner.
      • Provide 24/7 service for you, our customers.

    • Allow you to reach out to us via:
      • 24-hour voice mail service
      • E-mail
      • In-office visits during normal business hours
    • A constant commitment to continuing education, so we can serve you better.
    • Treat you with respect and courtesy.
    • Conduct our business in an ethical manner.

Our Partners

As an independent insurance agency, we have the ability to work with a variety of companies to give you the very best prices and options.

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